The Bank of America Customized Cash Rewards card’s unique rewards earning scheme may be appealing for someone in the market for a flexible cash back credit card, but the purchase cap on bonus categories limits its potential value.While it can be a good option for moderate spenders looking to earn rewards … If you qualify for Bank of America Preferred Rewards, the Bank of America® Premium Rewards® credit card has the potential to be quite a lucrative card to use on everyday spending. The Unlimited Cash Rewards credit card is the simplest of Bank of America’s credit card offerings, rewarding cardholders with a flat 1.5 percent cash back on all purchases. Introductory 0% APR for 15 billing cycles: The 15-billing-cycle 0% APR applies to purchases and any balance transfers made within 60 days of opening your account.After that, there is a variable APR of 13.99% to 23.99%, based on your creditworthiness. Bank of America’s most popular points rewards credit cards focus on travel. The issuer’s pre-qualifying application is a little longer than the average form. You'll earn 2X points on dining including eligible … These cards reward cardholders for every dollar they charge to their card. The Unlimited Cash Rewards credit card is the simplest of Bank of America’s credit card offerings, rewarding cardholders with a flat 1.5 percent cash back on all purchases. No annual fee: The Bank of America Cash Rewards Credit Card for Students has no annual fee, so you can earn more rewards each year. The rewards earned by using one of the Amazon credit cards, which include the Amazon Rewards Visa Signature Card * and Amazon Business Prime American Express Card *, … On your mobile device Sign in to the Mobile Banking app and tap the View My Rewards link to view/redeem available rewards balance.. You can also tap the Erica icon and say, “I want to redeem credit card rewards” and follow the instructions (if you prefer, you can also type your message to Erica). The Bank of America Travel Rewards Credit Card for Students offers the highest flat-rate return on your spending, as long as you can use your rewards for travel. Bank of America® Travel Rewards credit card Review: More Details. But you could get it even with a limited credit history, which means less than 3 years of financial activity. The Bank of America Customized Cash Rewards card’s unique rewards earning scheme may be appealing for someone in the market for a flexible cash back credit card, but the purchase cap on bonus categories limits its potential value.While it can be a good option for moderate spenders looking to earn rewards … But it’s only a truly great choice for fairly low-spending Bank of America banking customers with a lot of cash saved. You can redeem your Bank of America credit card points online, by phone or by using your mobile device. 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